Personal Financial Counselling

Programs that help people who are having difficulty paying their monthly bills gain control of their finances. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses; and agreement on a short-term plan for repayment of creditors which may include debt consolidation or other strategies and a longer term plan for realizing personal financial goals.

 

Services

Provides confidential counselling and psychotherapy to individuals, couples, and families to explore the strengths and resources they can use to overcome the challenges they are facing.

Services are available for:

Offers personal money management counselling and services including debt assessment, credit counselling, budgeting assistance, and debt repayment options.

Other services include:

Website for Consolidated Credit Counseling Services of Canada, a national, charitable, non-profit credit counselling and financial literacy organization that provides free credit counselling services and budgeting assistance to Canadians struggling to maintain their monthly debt obligations.

A national, charitable, non-profit credit counselling and financial literacy organization that provides free credit counselling services and budgeting assistance to Canadians struggling to maintain their monthly debt obligations.

Home Management Program Office for the City of Hamilton

Offers practical instruction and coaching programs to individuals, families, and groups to help promote healthy and independent living. Programs are designed to meet the unique needs of each client and group with the goal of developing skills in areas such as:

One-on-one financial counselling and financial literacy support. 

Services include:

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