Old Age Security Programs

Old Age Security (OAS)

Monthly pension to persons 65 or over regardless of income or assets

  • must be legal resident of Canada for at least 40 years to receive full pension
  • also full pension for persons who were 25 years or older as of July 1, 1977, and who resided in or had a visa to enter Canada that was valid on that date, or who had resided legally in Canada prior to that date and after reaching age 18, and who resided in Canada immediately before approval of the application

Guaranteed Income Supplement (GIS)

Supplement added monthly to Old Age Security for those with limited or no income

  • amount of supplement is adjusted quarterly
  • reapply when income taxes are filed (end of April)
  • not payable outside Canada beyond a period of 6 months regardless of how long the person lived in Canada

Allowance

Monthly allowance for spouses 60-64 years of Old Age Security pensioners receiving Guaranteed Income Supplement

  • based on combined income of the couple
  • allowance is adjusted quarterly
  • residence requirements
  • proof of age required
  • reapply when income taxes are filed (end of April)

Allowance for the Survivor

Monthly allowance for widowed spouses 60-65 years

  • death, marriage and applicant's birth certificate required
  • based on limited or no income
  • deceased spouse need not have received Old Age Security
  • apply when income taxes are filed (end of April)

Programs of Human Resources and Social Development Canada, delivered by Service Canada)

Organizations that offer this Service
Service Canada
Sunday:
Closed

Monday:
8:30-16:30

Tuesday:
8:30-16:30

Wednesday:
8:30-16:30

Thursday:
8:30-16:30

Friday:
8:30-16:30

Saturday:
Closed

Toll-Free Number: 1-800-255-4786 (English Inquiry Line)
Toll-Free Number: 1-800-277-9915 (French Inquiry Line)
Website: www.canada.ca
Eligibility

Visit the website for specific age requirements and other qualifications. Canada has reciprocal social security agreements with many other countries, see website for details.

Fees
Fee
None
Languages
English
French
Application Instructions

Some eligible seniors will be automatically enrolled in the OAS Program, they will receive notification from Service Canada a month after they turn 64. 

Seniors who do not receive this notification can complete and application online, by phone, or in person at Service Canada locations.

ON211 Regional Partner
Community Navigation of Eastern Ontario
Last Full Update
July 19, 2021